Before you go with the first quote online, be sure to know about California car insurance.
Most California motorists purchase their auto insurance directly from carriers or through agents. If you purchase liability insurance, your coverage must meet the following requirements:
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.
It is advised that you purchase additional coverage. For example, you can buy comprehensive coverage which protects you if your car is damaged from incidents such as storms, thefts, and falling objects.
Luckily, there are multiple ways to save money on car insurance!
Good Driver Discount
A good driver in California is eligible for a 20 percent discount of their insurance premium. The California DMV website notes what qualifies as a good driver.
Insurance Program for Low-Income Drivers
To qualify for a discount, you must be single with an income below $28,725, or a family of four living on less than $58,875. Which county you reside in will determine the discount of your premium.
Good Student Discount
If you, or your child, attend school or college and are averaging good grades, then you can be eligible for a discount on your premium!
More often than not, if you park your car in a garage over night, drive less than the average amount of miles per year, or have updated safety features such as day-time running headlights and automatic seatbelts, you can receive a discount on your auto insurance policy!
Personalized Car Insurance in California
Specializing in auto insurance, Cappuccino Insurance Agency, finds our clients the best coverage policies at competitive rates. We are conveniently located in Westlake Village, California, so stop by our office or give us a call today for a personalized quote!