Determine if your current Westlake Village, CA insurance policies match your life needs.
During day to day life you may forget to update your insurance policies to match your updated lifestyle. Many think that paying your premiums and phoning your carrier when an accident happens keeps you protected, but if you change your lifestyle or value of your item, you will need to alter your insurance. A number of life changes and events should prompt you to call your insurance carrier and adjust your policy to maintain adequate coverage.
Here are five questions to ask yourself at least once a year:
1) Have I updated my home?
If you added a room for your elderly parent, remodeled after the youngest child moved out, or added a pool in the back garden, your home value will increase. A higher home value will increase the cost of rebuilding the home, therefore your insurance should reflect the new home value and new risks.
2) Have I bought significant purchases?
Expensive pieces such as a leather-couch, jewelry, and fine art should be covered by a homeowners policy or additional coverage. If the item is lost, damaged, or stolen, you may regret not opting for quality protection of it.
3) What has changed with my vehicle?
Maybe you are driving a longer distance to work, or the garage finally has room to store the car overnight. Reviewing your auto insurance will ensure that you are not paying for what you are not using.
4) What about my family?
When someone moves out or wants to be added to your auto policy, discuss it with your insurance agent for suitable coverage.
5) Am I eligible for any discounts?
Simple steps can qualify you for discounts. This can include installing a burglar alarm for your home insurance, and parking your car in the garage for your auto insurance.
Remember that insurance policies should reflect the life you have now, not when you first signed up with your carrier. When looking for insurance policies in the Conejo Valley, California, visit Cappuccino Insurance Agency. We are located in Westlake Village and ensure that you receive complete coverage.